The four basics:

1. Income

a. Gross annual income $_______________
b. Overtime/bonus (2 year average) $_____________
c. Other predictable, verifiable income
    (i.e.: rent, social security, child support)$__________
d. Two years in the same line of work or recent collage
    graduate_____Yes ____no

2. Debts

(The bills that will come with you to the new house)
Monthly Total Pay off date

• Car payment $_________ $_________
  Car payment $_________ $_________
• Credit Cards
  VISA $_________ $_________
  MC $_________ $_________
  AMEX $_________ $_________
  Other $_________ $_________
  Other $_________ $_________

• Personal or
  Student loans $_________ $_________
  Other loans $_________ $___________

3. Cash

How much money do you have to invest in your new home?
Banks:

Checking $_________
Bal Acct#______________________
Savings $_________
Bal Acct#_______________________
Other $_________
Bal Acct#________________________
Other $_________
Bal Acct#________________________

4. Credit

Rate your expectations, from one to ten,
with one being lowest and ten being best, on your credit rating.
Worst   1   2   3   4   5   6    7   8   9   10  best.

For a FREE credit report fill out the information below:
Your signature authorizes the credit check to be done.

Name: _______________________________________

Address: _____________________________________

Prior Address (Less than 2 years)
_______________________________________
_______________________________________

Social Security #: _______________

Your Date of Birth: ______________

Your Authorization:

_____________________________

Dawn Vacek, Associate Broker
Real Estate Counselor     (845) 534-5667